1) Yes, you have to do a specific quest. They are usually tedious btw. 2) There are two options, first is to create a dwarf for some easy adena by spoiling. The second advice is that you keep farming and sell all the materials/full drops you get from mobs. AoE parties tend to be kinda economic too. Also, at lv 25 you have a quest which gives you a free D grade armor, so don't waste money on any armor if you're starting. Some quests also got their adena reward boosted, take a look at this link http://l2classic.club/forum/index.php?/topic/12542-lowbie-love-mini-update-patch-notes/&page=1 3) Buy from other people at Giran Harbor or Giran Town from NPC